News Releases

IBHS’s FORTIFIED Program Surpasses 100,000 Designations

RICHBURG, S.C., May 20, 2026 — The Insurance Institute for Business & Home Safety (IBHS) today announced its FORTIFIED® program has surpassed 100,000 designations nationwide, marking a major milestone in reducing storm losses and strengthening community resilience. The achievement underscores growing adoption of IBHS’s science‑based construction and re-roofing standard as states, insurers, manufacturers, and communities align around proven strategies to break the cycle of disaster losses.

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Wind

Wind Damage Amplifiers: Porches, Patio Covers, & Overhangs

Home / Wind / Continuous Load Path Wind Damage Amplifiers: Porches, Patio Covers, & Overhangs Porches, patio covers, and overhangs are often seen as simple additions. But in high winds, the design and maintenance of these structures can be the difference between a home experiencing minor damage or catastrophic failure.  Because they are frequently treated as secondary structures, porches and patio…

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News Releases

Ahead of Hurricane Season, IBHS Urges Homeowners to Prepare Now to Reduce Storm Damage

Richburg, SC, April 28, 2026 — As coastal communities expand and development continues to grow in hurricane‑prone regions, more families and homes are increasingly in the path of damaging storms each year. Ahead of National Hurricane Preparedness Week (May 3–9), the Insurance Institute for Business & Home Safety (IBHS) encourages homeowners in these high‑risk areas to take action now using its Hurricane Ready guidance, which translates decades of research into practical steps that can reduce storm damage and speed recovery. 

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Wildfire

2007 Witch Creek & Poomacha Fires Claims Analysis

2007 Witch Creek & Poomacha Fires Claims Analysis In October of 2007, the Witch Creek and Poomacha wildfires decimated large parts of San Diego County, California. By the time these fires were fully contained, they had burned an estimated 148,000 acres and damaged or destroyed over 1,200 homes and 500 outbuildings. Research & Analysis The Witch Creek & Poomacha Wildfires Closed…

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Wildfire

2007 Witch Creek Fire

2007 Witch Creek Fire In October 2007, the Witch Creek wildfire devastated large portions of San Diego County, California. In the aftermath, IBHS recognized a critical opportunity to learn from real-world outcomes. By studying these impacted communities, researchers gained valuable insights into how property protection measures influence wildfire damage—informing the landmark report Mega Fires: The Case for Mitigation.  Research…

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Wildfire

2013 Black Bear Cub Fire

2013 Black Bear Cub Fire On March 17, 2013, the Black Bear Cub Fire in Sevier County, Tennessee, highlighted how structure-to-structure fire spread can rapidly escalate losses—even under moderate wildfire conditions.   Research & Analysis What began as a single cabin fire quickly spread through the Black Bear Ridge Resort, ultimately destroying 53 cabins and damaging 20 more.  Despite relatively low wildfire…

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News Releases

IBHS expands Wildfire Prepared program to 10 addtional states

RICHBURG, S.C., April 14, 2026 – The Insurance Institute for Business & Home Safety (IBHS) today announced the expansion of its Wildfire Prepared designation program to 10 additional states, bringing the total to 14, as demand grows for proven, research-based wildfire mitigation actions that help homeowners and builders in high-risk areas better protect their homes and neighborhoods from wildfire.

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Hail

Pilot Study: Hail Impact Testing of Building Cladding

Home / Hail / Pilot Study: Hail Impact Testing of Building Cladding Pilot Study: Hail Impact Testing of Building Cladding Building cladding (commonly referred to as siding) primarily protects the wall assembly from rain, snow, and wind. As the outermost layer, it also shields the structure from ultraviolet (UV) exposure, temperature fluctuations, wind-borne debris, and…

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News Releases

IBHS and APCIA launch comprehensive new toolkit to help communities reduce wildfire risk

SACRAMENTO, CA and RICHBURG, SC, March 25, 2026 – The Insurance Institute for Business & Home Safety (IBHS) and the American Property Casualty Insurance Association (APCIA) today released a new resource to help local governments, fire services and other community organizations come together to implement coordinated wildfire mitigation programs in their communities. The Community Wildfire Risk Reduction Program Framework outlines how communities can organize, launch and sustain effective wildfire risk reduction efforts.

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Hail

Asphalt Shingle Durability

Home / Hail / Impact Resistance of Synthetic Composite Shingles Asphalt Shingle Durability The roof is a building’s first line of defense against weather, and damage to roof coverings is a leading driver of insurance losses. One of IBHS’s key research objectives is to identify high-quality roofing products and provide consumers with clear, performance-based information.  Research Our analysis of asphalt…

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