Research Wildfires become catastrophes when they enter our communities and a built environment conflagration unfolds. As our built environment continues to push into areas that were wildlands with fire as vital part of their ecosystems, an estimated 45 million residential buildings are now in high-risk wildfire areas across the United States. This study examines the wildfire…
SAN FRANCISCO, CA September 28, 2023 – Today, ZestyAI, the leading provider of climate and property risk analytics solutions powered by artificial intelligence, announced it has integrated the Insurance Institute for Business & Home Safety’s (IBHS) resilient construction standard, FORTIFIED, into Z-PROPERTY™, its AI-powered predictive property and climate risk platform. Z-PROPERTY uses computer vision and machine learning to extract insights from aerial and satellite imagery, among other unique data sources, for over 150 million residential and commercial properties.
Richburg, SC, Sept. 26, 2023 – The Insurance Institute for Business & Home Safety (IBHS) last week conducted two live wildfire demonstrations in California showing the effectiveness of the research-based wildfire mitigation actions in its Wildfire Prepared Home designation program, including maintaining a noncombustible five-foot buffer around a home – Zone 0 – to help reduce its risk of ignition.
Research With the Oakland Hills Tunnel Fire of 1991, built environment conflagrations returned to United States cities. Wildfire, which had been viewed as a wildland and rural community problem, now was a catalyst for conflagration. Over the next three decades, the most catastrophic wildfires were often those where fire entered communities of the Wildland-Urban Interface…
Research Hurricane Ian made landfall along the barrier island of Cayo Costa near Punta Gorda, Florida on September 28, 2022, as a category 4 hurricane on the Saffir-Simpson Hurricane Wind Scale. Hurricane Ian was the most significant test of the modern Florida Building Code since Hurricane Charley (2004) which made landfall in nearly the exact…
Disaster Guidance for Your Business Severe weather disrupts lives, displaces families, and drives financial loss. IBHS delivers top-tier science and translates it into action so we can prevent avoidable suffering, strengthen our businesses, and support thriving communities. Business Disaster Ready Guides Hurricane Ready Thunderstorm Ready Wildfire Ready Winter Weather Ready IBHS Designation Programs FORTIFIED Home…
Disaster Guidance for Your Home Severe weather disrupts lives, displaces families, and drives financial loss. IBHS delivers top-tier science and translates it into action so we can prevent avoidable suffering, strengthen our homes, and support thriving communities. Home Disaster Ready Guides Hurricane Ready Thunderstorm Ready Wildfire Ready Winter Ready IBHS Designation Programs FORTIFIED Home FORTIFIED…
Richburg, S.C., Aug. 9, 2023 – A new report released today by the Insurance Institute of Business & Home Safety (IBHS) and CoreLogic® found modern building codes decreased the expected spike in post-hurricane mortgage delinquency rates by about 50 percent. Borrowers in homes built to modern building codes — which emerged in 2002 — were least likely to experience mortgage delinquency following a hurricane when all other factors were equal.
KANSAS CITY, Mo. (July 31, 2023) – The National Association of Insurance Commissioners (NAIC) and the Insurance Institute for Business & Home Safety (IBHS) have entered into a memorandum of understanding (MOU) that provides state insurance regulators access to IBHS member-only content and additional opportunities to collaborate on select topics concerning disaster preparedness.
