Strategy

Strategy 2026

Severe weather disrupts lives, displaces families, and drives financial loss. IBHS delivers top-tier science and translates it into action so we can prevent avoidable suffering, strengthen our homes and businesses, inform the insurance industry, and support thriving communities.

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Team

Steve Hawks

Steve Hawks Senior Director for Wildfire Steve Hawks joined the Insurance Institute for Business & Home Safety (IBHS) in 2023 and currently serves as the Senior Director for Wildfire. In this role, Steve works to advance wildfire policy and code development, manages IBHS’s post-fire analysis research, assists with the Wildfire Prepared Home program and develops future…

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Interior Water

STATE OF THE RISK: Interior Water Damage

Insights Because interior water damage to residential construction remains one of the most consistent and ever-present sources of insurance claims and losses, the IBHS Residential Committee and the Research Advisory Council developed this “State of the Risk” report to identify reoccurring drivers of interior water loss. Despite the omnipresent nature of these losses, the spectrum…

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