The Insurance Institute for Business & Home Safety (IBHS) offers three membership levels: 

• Insurer Membership – Open to insurers and reinsurers that conduct business in the U.S. or reinsure U.S.-based risks 

• Affiliate Membership – Open to independent insurance agents, brokers, and managing general agents 

• Associate Membership – Open to catastrophe modelers and companies that provide risk analysis for the built environment and support the IBHS mission 

Organizations that do not fall within these categories are not eligible for IBHS membership. 

Eligible organizations can begin the membership process by contacting IBHS. The process includes submitting a membership application and determining the applicable annual dues based on membership type. 

Annual dues vary by membership type and are assessed on a calendar-year basis (January–December). For detailed information, please contact Larry Scott at lscott@ibhs.org. 

IBHS members gain access to industry-leading research, insights, and expertise focused on reducing property losses and improving the resilience of the built environment. Benefits include: 

• Access to proprietary research findings and technical insights 

• Opportunities to help shape the IBHS research agenda 

• Participation in member briefings, events, and working groups 

• Early access to guidance, tools, and resources 

• Collaboration with leading experts in building science, engineering, and risk mitigation 

• Opportunities to engage in IBHS committees, councils, and leadership groups—helping guide research priorities and influence industry initiatives 

Membership provides a direct connection to the science and strategies that help insurers better understand risk, reduce losses, and build more resilient communities. 

IBHS primarily serves the property insurance industry, including insurers, reinsurers, agents, brokers, and risk modeling organizations. 

Through our research and communications, we also support homeowners, businesses, builders, policymakers, and communities working to reduce risk and improve resilience to natural hazards. 

Yes. IBHS makes a wide range of research, guidance, and resources publicly available to support homeowners, businesses, and communities in reducing disaster risk. 

Certain materials, technical insights, and engagement opportunities are exclusive to members. 

No. IBHS is a scientific research and communications organization serving the property insurance industry. We do not test, evaluate, or certify products at the request of manufacturers or distributors. 

Our research agenda is member-driven and planned in advance. When product testing is conducted as part of a research project, materials are sourced through standard supply channels. 

IBHS has an office in Tampa, Florida, with a world-class Research Center located in Richburg, South Carolina. 

You can contact IBHS by using the form on our Contact Us page. Your inquiry will be directed to the appropriate team for a response. 

For specific questions related to membership, media, or other areas, please include details in your message so we can connect you with the right contact.