Louisiana Voluntary Discount Legislation

Louisiana Voluntary Discount Legislation Published: June 1, 2021 A newly enacted law in Louisiana underscores the growing prominence of IBHS’s FORTIFIED Home™ and FORTIFIED Commercial™ programs in shaping resilience along the Gulf Coast. On June 1, Louisiana Governor John Bel Edwards signed Act 30 into law. The new law is applicable to filings after July…

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Risk Research

Living with Wildfire

Research Wildfires become catastrophes when they enter our communities and a built environment conflagration unfolds. As our built environment continues to push into areas that were wildlands with fire as vital part of their ecosystems, an estimated 45 million residential buildings are now in high-risk wildfire areas across the United States. This study examines the wildfire…

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News Releases

Live burn demonstrations show effectiveness of research-based mitigation actions in Wildfire Prepared Home

Richburg, SC, Sept. 26, 2023 – The Insurance Institute for Business & Home Safety (IBHS) last week conducted two live wildfire demonstrations in California showing the effectiveness of the research-based wildfire mitigation actions in its Wildfire Prepared Home designation program, including maintaining a noncombustible five-foot buffer around a home – Zone 0 – to help reduce its risk of ignition.

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Hail

Leveraging CoCoRaHS Hailpad and Damage Observations

Research IBHS analyzes data from the Community Collaborative Rain Hail and Snow (CoCoRaHS) measurement program to understand hailstorm characteristics. CoCoRaHS is a successful citizen scientist observation campaign that collects precipitation measurements to supplement conventional observations. IBHS collaborated with the National Center for Atmospheric Research (NCAR) and Colorado State University (CSU) to compile CoCoRaHS hailpad observations…

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News Releases

KB HOME INTRODUCES WILDFIRE-RESILIENT NEIGHBORHOOD

LOS ANGELES – (March 27, 2025) – KB Home (NYSE: KBH), one of the largest and most trusted homebuilders in the U.S., today unveiled the nation’s first new-home community that meets the home- and neighborhood-level wildfire resilience standards developed by the Insurance Institute for Business & Home Safety (IBHS), an independent nonprofit research organization dedicated to protecting homes and communities against natural disasters.

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