Guidance

Home Disaster Guides

Disaster Guidance for Your Home Severe weather disrupts lives, displaces families, and drives financial loss. IBHS delivers top-tier science and translates it into action so we can prevent avoidable suffering, strengthen our homes, and support thriving communities. Home Disaster Ready Guides Hurricane Ready Thunderstorm Ready Wildfire Ready Winter Ready IBHS Designation Programs FORTIFIED Home FORTIFIED…

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News Releases

New IBHS, CoreLogic study shows modern building codes cut post-hurricane mortgage delinquency rates in half

Richburg, S.C., Aug. 9, 2023 – A new report released today by the Insurance Institute of Business & Home Safety (IBHS) and CoreLogic® found modern building codes decreased the expected spike in post-hurricane mortgage delinquency rates by about 50 percent. Borrowers in homes built to modern building codes — which emerged in 2002 — were least likely to experience mortgage delinquency following a hurricane when all other factors were equal.

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News Releases

NAIC Signs Memorandum of Understanding with IBHS, Obtains Access to Top-Tier Building Science Research

KANSAS CITY, Mo. (July 31, 2023) – The National Association of Insurance Commissioners (NAIC) and the Insurance Institute for Business & Home Safety (IBHS) have entered into a memorandum of understanding (MOU) that provides state insurance regulators access to IBHS member-only content and additional opportunities to collaborate on select topics concerning disaster preparedness. 

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News Releases

IBHS’s Hurricane Ready guides offer science-based hurricane preparedness projects, large and small, to make homes and businesses more resilient

Richburg, S.C. (April 25, 2023) – With the traditional start of hurricane season just weeks away, the Insurance Institute for Business & Home Safety (IBHS) has released its 2023 Hurricane Ready guides featuring science-based preparedness tips to help home and business owners strengthen their properties ahead of potentially damaging storms. 

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News Releases

As hail damage continues across the U.S., new research from ZestyAI and IBHS works to make hail losses more predictable

San Francisco, CA, April 19, 2023 – Today ZestyAI, the leading provider of climate and property risk analytics solutions powered by artificial intelligence (AI), and the Insurance Institute for Business & Home Safety (IBHS) released new research examining catastrophic losses from severe convective storms, particularly hail. The study focuses on hail-driven losses in property and casualty insurance. 

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