It is a financial and social imperative for the insurance industry to help policyholders and the public identify, reduce, and manage risk. IBHS is the centerpiece of this activity with respect to the impact of severe weather on residential and commercial property. Currently, IBHS members comprise approximately 79 percent of residential property insurance and 40 percent of commercial property insurance sold in the U.S. While impressive, all property insurance companies should financially support IBHS to achieve the goals in the Disaster Safety Strategy and drive resilience forward.

The Insurance Institute for Business & Home Safety is funded by the property/casualty insurers listed below.

Board of Directors


Craig Tillman
WeatherPredict Consulting Inc., an affiliate of RenaissanceRe


Eric Nelson
Senior Vice President – Catastrophe Strategy and Analysis


Carol Anderson
Assistant Vice President, Countrywide Product Management Property Line
MetLife Auto & Home

David Arango
Senior Vice President, Personal Lines
Nationwide Insurance

Gavin Blair
Vice President, Chief Product Officer – Personal Lines
The Hanover Insurance Group

Kimberly Bowser
Head of Property Product
Farmers Insurance Group

Steven Brown, CIC, CRM
Senior Vice President, ACIA Insurance Operations
Auto Club Insurance Association

Sean Burgess
Chief Claims Officer, SVP

Robert A. DiMuccio
President and Chief Executive Officer
Amica Mutual Insurance Company

Peggy Echols
Vice President Operations
State Farm Fire and Casualty Company

J. Smith “Smitty” Harrison, Jr., CPCU, ARe
Secretary & Executive Director
South Carolina Wind and Hail Underwriting Association

Matt Moore, AIC, CPCU and ARe
President and Chief Operating Officer
Shelter Insurance Companies

Timothy Mosley
Personal Lines Regional Product AVP
American Family Insurance

Mohit Pande
Head Property Underwriting US & Canada
Swiss Reinsurance America Corporation

Laurie Pellouchoud
Vice President, Product Strategy
Allstate Insurance Company

Randall Poole
Vice President Property Claims – Catastrophe
Liberty Mutual Insurance

Michael Quigley
Head of Property Underwriting
Munich Reinsurance America, Inc.

Lesley Reeter
Vice President, Property/Casualty Claims
COUNTRY Financial®

Jon Riekse, CPCU, ARM
Senior Vice President / Personal Lines Underwriting
Auto-Owners Insurance Group

Douglas Smith
Executive Vice President of Product and Sales
Erie Insurance

Timothy W. Smith, CPCU, ARe
Senior Vice President of Operations
American Agricultural Insurance Company

Ryan Vigus
VP State Product Management & Distribution
CSAA Insurance Group

James D. Whamond, Jr.
Senior Vice President
General Reinsurance Corporation

Roy E. Wright
President & CEO
Insurance Institute for Business & Home Safety


Wilson C. Cooney

Types of IBHS Membership

  • Insurer membership is open to insurers and reinsurers that conduct business in the U.S. or reinsure risks located in the U.S.
  • Affiliate membership is open to brokers, managing general agents and independent agents.
  • Associate membership is open to all others who support our mission.