Debra T. Ballen

General Counsel & Chief Risk Officer

Debra Ballen joined IBHS in 2008 as the general counsel and senior vice president of public policy and became Chief Risk Officer in 2019. She is responsible for all of IBHS’s legal matters and oversees a number of important public policy initiatives, including adaptation, community resilience, and economic incentives for mitigation. In addition, she serves as the organization’s corporate secretary and manages member relations.

Prior to her work with IBHS, Ms. Ballen was the executive vice president of public policy management for the American Insurance Association (now APCI). She developed and implemented policy for AIA’s priority federal and state public policy issues.

She also serves on the Advisory Committee for the Natural Hazards Center at the University of Colorado and has participated on the Organization for Economic Cooperation and Development (OECD) High Level Advisory Board on Financial Management of Large Scale Catastrophes. She is a frequent speaker about the broad benefits of mitigation and has testified before Congress and state legislatures on these matters.

Ms. Ballen graduated with a juris doctor degree from Harvard Law School and a bachelor’s degree from Princeton University. She also has received the CPCU designation.