IBHS Members
It is a financial and social imperative for the insurance industry to help policyholders and the public identify, reduce, and manage risk. The IBHS mission is to conduct objective, scientific research to identify and promote effective actions that strengthen homes, businesses, and communities against natural disasters and other causes of loss.
Currently, IBHS members encompass approximately 76 percent of residential property insurance and 50 percent of commercial property insurance sold in the US. While this support is significant, all property insurance companies should financially support IBHS to achieve the goals in our 3-year strategy and drive resilience forward.
Types of Membership
- Insurer membership is open to insurers and reinsurers that conduct business in the US or re-insure risks located in the US.
- Affiliate membership is open to insurance agents, brokers and managing general agents.
- Associate membership is open to catastrophe modelers and other companies that provide risk analysis for the built environment to the property insurance industry, and that want to support the IBHS mission.
For questions about membership, please contact: Larry Scott (lscott@ibhs.org)
Property/Casualty Insurers
THE INSURANCE INSTITUTE FOR BUSINESS & HOME SAFETY IS FUNDED BY THE PROPERTY/CASUALTY INSURERS LISTED BELOW.
- Alfa Insurance
- Allied Trust Insurance Company
- Allstate Insurance Group
- Allstate New Jersey Insurance
- Allstate North American Insurance Company
- Allstate Property & Casualty Insurance Company
- Allstate Texas Lloyd’s
- Castle Key Insurance
- Encompass Home and Auto Insurance Company
- Encompass Indemnity Company
- Encompass Independent Insurance Company
- Encompass Insurance Company
- Encompass Insurance Company of America
- Encompass Insurance Company of MA
- Encompass Insurance Company of NJ
- Encompass Property & Casualty Company
- National General Insurance
- Northbrook Indemnity Company
- American Agricultural Insurance Company
- American Bankers Insurance Company of Florida
- American Family Insurance
- American Traditions Insurance Company
- Amica Mutual Insurance Company
- Auto Club Insurance Association
- Auto Club Insurance Company of Florida
- Auto-Owners Insurance Group
- Bankers Insurance Group
- Brethren Mutual Insurance Company
- Brotherhood Mutual Insurance Company
- California Earthquake Authority
- Centauri Insurance
- Church Mutual Insurance Company, S.I.
- CIRSA (Colorado Intergovernmental Risk Sharing Agency)
- Coastal American Insurance Company
- Coastal Select Insurance Company
- Columbia Insurance Group
- COUNTRY® Financial
- CSAA Insurance Group
- EMC Insurance Companies
- Erie Insurance
- Farm Bureau Property & Casualty Insurance Company
- Farm Bureau Town and Country Ins. Co. of MO
- Farmers Alliance Companies
- Farmers Insurance Group
- Civic Property and Casualty Company
- Exact Property & Casualty Company
- Farmers Casualty Insurance Company
- Farmers Direct Property and Casualty Insurance Company
- Farmers Group Property and Casualty Insurance Company
- Farmers Insurance Company Inc
- Farmers Insurance Company of ID
- Farmers Insurance Company of OR
- Farmers Insurance Company of WA
- Farmers Insurance Exchange
- Farmers Insurance Hawaii
- Farmers Lloyds Insurance Company of Texas
- Farmers New Century Insurance Company
- Farmers Property and Casualty Insurance Company
- Farmers Reinsurance Company
- Fire Insurance Exchange
- Foremost Insurance Company
- Illinois Farmers Insurance Company
- Mid-Century Insurance Company
- Neighborhood Spirit Property and Casualty Company
- Texas Farmers Insurance Company
- Truck Insurance Exchange
- Farmers Mutual of Nebraska
- Federated Mutual Insurance Company
- Florida Farm Bureau Insurance Group
- Florida Farm Bureau Casualty
- FM Global
- FMT Insurance
- Frankenmuth Mutual Insurance Company
- Frontline Insurance
- General Re Corporation
- Georgia Farm Bureau Mutual Insurance Company
- GeoVera Insurance
- GeoVera Specialty Insurance Company
- Germania Farm Mutual Insurance Company
- Grange Insurance (The Grange Mutual Casualty Group)
- Gulf States Insurance Company
- Hanover Insurance Group
- Harford Mutual Insurance Company
- Homeowners of America Insurance Company
- International Catastrophe Insurance Managers
- Juniata Mutual Insurance
- Kentucky Farm Bureau Insurance
- Kin
- Liberty Mutual Insurance
- America First Insurance
- Colorado Casualty Insurance
- Employers Insurance Company Wausau
- First Liberty Insurance Corporation
- Golden Eagle Insurance Corporation
- Hawkeye-Security Insurance
- Indiana Insurance Company
- Liberty Insurance Corporation
- Liberty Mutual Fire Insurance Company
- Liberty Mutual Insurance Company
- Liberty Northwest
- LM Insurance Corporation
- Montgomery Insurance
- Netherlands Insurance Company
- Ohio Casualty Insurance Company
- Peerless Indemnity Insurance Company
- Peerless Insurance Company
- Safeco Insurance
- State Auto
- Wausau Business Insurance Company
- Wausau General Insurance Company
- Wausau Underwriters Insurance Company
- Loudoun Mutual Insurance Company
- Louisiana Farm Bureau Mutual Insurance Company
- Mercury Insurance Group
- Mississippi Farm Bureau Casualty Insurance Company
- MMG Insurance Company
- MSIG USA
- Munich Reinsurance America, Inc.
- American Modern Home Insurance Company
- American Modern Insurance Company FL
- American Modern Insurance Group, Inc.
- American Modern Lloyds Insurance
- American Modern Select Insurance Company
- American Modern Surplus Lines Insurance Company
- American Southern Home Insurance
- American Western Home Insurance Company
- Hartford Steam Boiler Inspection and Insurance Company
- Hartford Steam Boiler Inspection and Insurance Company of Connecticut
- Mutual Assurance Society of Virginia
- Mutual of Enumclaw
- Narragansett Bay Insurance Company
- Nationwide Insurance
- Farmland Mutual Insurance Company
- Harleysville Insurance
- Harleysville Insurance Company
- Harleysville Insurance Company of NJ
- Harleysville Insurance Company of New York
- Harleysville Lake States Insurance Company
- Harleysville Pennland Insurance Company
- Harleysville Preferred Insurance Company
- Harleysville Worcester Insurance Company
- Nationwide Agribusiness Insurance Company
- Nationwide Insurance Company of FL
- Nationwide Mutual Fire Insurance Company
- Nationwide Mutual Insurance Company
- Nationwide Private Client
- Scottsdale Insurance Company
- New Jersey Manufacturers Insurance Company
- North Carolina Farm Bureau Insurance Group
- Northern Neck Insurance Company
- Ohio Mutual Insurance Group
- Pennsylvania Lumbermens Mutual Insurance Company
- Plymouth Rock Insurance Company
- PMA Insurance Group
- Progressive
- Property Insurance Company of America
- Property Insurance Plans Service Office, Inc. (PIPSO)
- Alabama Insurance Underwriting Association
- California FAIR Plan Association
- Citizens Property Insurance Corporation
- Connecticut FAIR Plan
- District of Columbia Property Insurance Facility
- Georgia Underwriting Association
- Hawaii Property Insurance Association
- Illinois FAIR Plan Association
- Illinois Mine Subsidence Insurance Fund
- Indiana Basic Property Insurance Underwriting Association
- Insurance Placement Facility of Delaware
- Insurance Placement Facility of Pennsylvania
- Iowa FAIR Plan Association
- Kansas All-Industry Placement Facility
- Kentucky FAIR Plan Reinsurance Association
- Louisiana Citizens Property Insurance Corporation
- Maryland Joint Insurance Association
- Massachusetts Property Insurance Underwriting Association
- Michigan Basic Property Insurance Association
- Minnesota FAIR Plan
- Mississippi Windstorm Underwriting Association
- Missouri Property Insurance Placement Facility
- New Jersey Insurance Underwriting Association
- New Mexico Property Insurance Program
- New York Property Insurance Underwriting Association
- North Carolina Joint Underwriting Association – FAIR Plan (NCJUA)
- North Carolina Insurance Underwriting Association – Beach Plan (NCIUA)
- Ohio FAIR Plan Underwriting Association
- Oregon FAIR Plan Association
- Rhode Island Joint Reinsurance Association
- South Carolina Wind and Hail Underwriting Association
- Texas FAIR Plan Association
- Texas Windstorm Insurance Association
- Virginia Property Insurance Association
- Washington FAIR Plan
- West Virginia Essential Property Insurance Association
- Wisconsin Insurance Plan
- Providence Mutual Group
- PURE High Net Worth Insurance
- RenaissanceRe Holdings Ltd.
- Rockingham Group
- Safepoint Insurance Company
- Safety Insurance Company
- Selective Insurance Group, Inc.
- Selective Insurance Company of America
- Selective Auto Insurance Company of New Jersey
- Selective Casualty Insurance Company
- Selective Fire and Casualty Insurance Company
- Selective Insurance Company of New England
- Selective Insurance Company of New York
- Selective Insurance Company of South Carolina
- Selective Insurance Company of the Southeast
- Selective Way Insurance Company
- Mesa Underwriters Specialty Insurance Company
- Shelter Mutual Insurance Company
- South Carolina Farm Bureau Mutual Insurance Company
- Southern Farm Bureau Casualty Insurance Company
- State Farm Fire and Casualty Company
- Swiss Reinsurance America Corporation
- Texas Farm Bureau Mutual Insurance Group
- Tower Hill Insurance Group
- Travelers
- Automobile Insurance Company of Hartford
- Charter Oak Fire Insurance Company
- Discover Property & Casualty Insurance Company
- Discover Specialty Insurance Company
- Farmington Casualty Company
- Fidelity & Guaranty Insurance Underwriters
- Northfield Insurance Company
- Northland Casualty Company
- Northland Insurance Company
- Phoenix Insurance Company
- St. Paul Fire & Marine Insurance Company
- St. Paul Guardian Insurance Company
- St. Paul Mercury Insurance Company
- St. Paul Protective Insurance Company
- St. Paul Surplus Lines Insurance Company
- Standard Fire Insurance Company
- TravCo Insurance Company
- Travelers Casualty & Surety Company
- Travelers Casualty Company of CT
- Travelers Casualty Insurance Company America
- Travelers Commercial Casualty Company
- Travelers Commercial Insurance
- Travelers Constitution State Insurance Company
- Travelers Excess & Surplus Lines
- Travelers Home and Marine
- Travelers Indemnity Company
- Travelers Indemnity Company of America
- Travelers Indemnity Company of CT
- Travelers Personal Insurance Company
- Travelers Personal Security
- Travelers Property Casualty Company of America
- Travelers Property Casualty Insurance Company
- United States Fidelity & Guaranty Company
- USAA
- US Coastal Insurance Company
- Virginia Farm Bureau
- Western National Insurance Group
- American Freedom Insurance Company
- Arizona Automobile Insurance Company
- Michigan Millers Mutual Insurance Company
- Nevada General Insurance Company
- Pioneer Specialty Insurance Company
- Umialik Insurance Company
- Western Home Insurance Company
- Western National Assurance Company
- Western National Mutual Insurance Company
- Wright National Flood Insurance Company
- Zurich North America
The following companies also provide funding support for the Institute.
Affiliate Members